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Jason Brofford
(614) 471-4886
Umbrella Insurance

Umbrella insurance is a broad coverage liability policy that is designed to protect not only the name insured, but also their spouse, resident relatives and anyone else under the age of 21 who resides in your household and who you are responsible for. An umbrella policy will protect your personal assets from bodily-injury and property damage lawsuits. An umbrella policy will take over when your basic auto and homeowners policies have exceeded their limits. Therefore, "umbrella" refers to how the policy covers or shields the insured's assets over the primary coverage.

Here are a few nightmare situations where an umbrella policy could certainly come in handy:

• Your dog bites someone and causes serious injury. You are responsible for the medical expenses.

• You were the at-fault party in a serious car accident. The accident involved several parties and there were serious injuries and lots of damage to others property. You are liable for all of these expenses.

• Someone slips and falls on your property and sues you for 1 million dollars. Could you cover it? Your umbrella policy would.

Detwiler-Brofford Insurance, Inc. offers various limits for your umbrella insurance policy and would be glad to offer you a comprehensive review of your insurance needs.

Relax…Insurance is OUR job!

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